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Property / Equipment
Contractors typically have 4 distinct classes of Property exposures. Appropriate coverage depends upon you operations:
1.Property at your permanent location, contents of office, stock or equipment, computers.2. Contractors equipment (scheduled equipment) covered at any location. Mobile equipment, any equipment that does not have fixed location.3. Course of construction. usually an "all risk" policy purchased by the property owner that covers the project itself whether new construction of remodel.4. Installation floater: equipment, fixture on job site not covered under course of construction.
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